Joseph Del Sesto | Cranston Real Estate, East Greenwich Real Estate, North Kingstown Real Estate


Let's face it – clutter can be a problem, particularly for those who intend to sell a home in the foreseeable future. But if you allocate time and resources to remove clutter from your home now, you may reap the benefits of your efforts during the home selling cycle.

Ultimately, there are many reasons for a home seller to eliminate clutter before he or she lists a residence, and these include:

1. You can help a homebuyer envision what life may be like as the owner of your house.

Oftentimes, homebuyers want to picture what life may be like if they purchase a particular residence. Yet a home that is filled with antiques, decorations and other items may make it tough for a homebuyer to do just that.

If you remove clutter from your residence, however, you can make it simple for a buyer to see your home's full potential. As a result, a buyer may be better equipped than ever before to determine whether your residence is the right choice.

2. You can earn extra cash.

Although your house may be loaded with a wide range of personal belongings, you don't necessarily have to throw these items away. In fact, you can always sell excess items to simultaneously remove clutter from your house and earn extra cash.

It may be a good idea to host a yard sale before you list your house. This will enable you to sell excess items as well as inform neighbors about your upcoming plans to add your residence to the real estate market.

Of course, you can sell excess items online as well. Or, you may be able to donate assorted items to local charities.

3. You may speed up the home selling process.

The home selling process may prove to be long and complicated, especially if a house is overloaded with clutter. Thankfully, removing clutter may make it easy for you to stir up lots of interest from potential buyers as soon as your residence becomes available.

A clutter-free residence is more likely to be clean and tidy in comparison to other houses. Thus, when buyers enter a clutter-free residence for the first time, they may fall in love with this house right away. And if a clutter-free home makes a positive first impression on a buyer, a seller soon may receive a competitive offer to purchase his or her house.

If you're searching for help as you try to remove clutter from your residence, you may want to hire a real estate agent. This housing market professional can offer plenty of assistance throughout the home selling journey.

Typically, a real estate agent will help you list your house and promote it to potential buyers. Plus, if you need help as you get your home ready for the housing market, a real estate agent will make it simple to prepare your residence and ensure it makes a positive impression on buyers.

Eliminate clutter from your house, and you may increase the likelihood of a fast, profitable home selling experience.


This Single-Family in Swansea, MA recently sold for $425,900. This Colonial style home was sold by Joseph Del Sesto - Keller Williams Realty.


Lot 5 Windward Way, Swansea, MA 02777

Single-Family

$429,000
Price
$425,900
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
2x6 Energy Efficient New Construction in a Brand New Subdivision, Touisset Woods-34x28 Colonial w/2 Car Garage Under w/Door Openers-Two Floor Plans Available Including An Open Floor Plan Layout-3 Bedroom-2.5 Bath-1st Floor Laundry-Fireplace-Hardwood 1st Floor & 2nd Floor Hall-Oak Staircase Leading to 2nd Floor-Tile Baths & Laundry-Master Bedroom Suite w/2 Walk-In Closets & Full Bath-Granite Countertops Kitchen & Baths-Pedestal Sink Half Bath-Double Vanity/Sinks Full Baths-Kohler Plumbing Fixtures-Rinnai OnDemand Water Heater-Frigidaire Gallery Stove/Dishwasher/Microwave-Recessed Lighting in Kitchen-2 Piece Crown Molding Living Room & Dining Room-Stafford Casing & 5" Baseboard Woodwork Throughout-Central Air Conditioning-Granite Front Steps-12x12 Composite Deck-Irrigation System-Hydroseeded Lawn-Town Water-Natural Gas-Call Today to Schedule Your Builder's Meeting (photo facsimile) (see attached documents/floor plans/etc)

Similar Properties



This Single-Family in Millis, MA recently sold for $307,500. This Cape style home was sold by Joseph Del Sesto - Keller Williams Realty.


27 COTTAGE AVE, Millis, MA 02054

Single-Family

$324,900
Price
$307,500
Sale Price

7
Rooms
4
Beds
1/1
Full/Half Baths
MOVE RIGHT IN TO THIS LOVELY 3/4 BEDROOM CAPE! MANY UPGRADES INCLUDING NEW INTERIOR PAINT, CARPET,DUAL ZONE CENTRAL AIR CONDITIONING, NEWER APPLIANCES, AND GLEAMING NEWLY REFINISHED HARDWOODS! CLOSE TO GREAT SCHOOLS, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES. CONVENIENTLY LOCATED ON A VERY QUIET STREET, YET IN VERY CLOSE PROXIMITY TO THE NORFOLK T STATION AND MAJOR HIGHWAYS. HOME CAN USE A LITTLE TLC, BUT IS AN EXCEPTIONAL VALUE IN A WONDERFUL AREA! DON'T MISS OUT, CALL FOR A SHOWING APPOINTMENT TODAY!




When people hear the term "modular" a few things come to mind. Standardized, easy to assemble, minimalist, and modern. When you hear the words "modular furniture" there's probably only one thing that comes to mind: Ikea. There are, however, a wide selection of stores (online and brick & mortar) that offer furniture to fit your minimalist lifestyle.

Reasons to go modular

Form follows function. This statement should be as true in the world of decorating as it is throughout the sciences. However, many times we buy items that are large and bulky; mistaking quantity for quality. In the world of modular furniture, form is everything. Here are some reasons you may want to start buying minimal furniture:
  • If you move often. Do you relocate for work every few years? Are you a student or young professional who does a lot of jumping around apartments? In a workforce that is increasingly freelance and online in nature, there are fewer bindings holding us back from moving.
  • If you like low-maintenance. Modular furniture is perfect the the person who likes to set something up easily out of the box. You won't have to worry about complicated maintenance or difficulty finding parts because modular furniture tends to be highly standardized.
  • If you're a space-saver. Are you the type to try to take advantage of every inch of free space in your home? Alternatively, do you like to give your home a spacious atmosphere through smart decorating? Modular furniture is intelligently designed to take advantage of space. Modular furniture pieces like sofas are often able to be reconfigured or rearranged in different pieces so you can place them in corners or sparsely around the room to open up space. Similarly, they often contain interior storage space for things like blankets and pillows.
  • If you have a refined taste for space. Modular furniture is at the cutting edge of home technology. Therefore it often boasts visually-appealing, minimalist form and modern color schemes. Like any industry, style varies between makers. But generally modular furniture companies tend to stay current with trends.

The biggest names, the best prices

Since modular furniture is an up-and-coming industry, there are a number of stores to choose from, some even with brick & mortal locations. Here are some of our favorites.
ikea
Not much needs to be said about IKEA. They started with one man in Sweden and now have locations in over 40 countries. IKEA is the standard by which all other modern furniture stores are weighed against.
vitsoe
Vitsoe keeps it simple with three basic modular "systems." Chairs, tables, and shelves. One of each system could easily fill a room. Their designs are minimalist and space-saving, which is evident by the "nesting" tables which fit into one another.
way basics
If you're looking for simple, lightweight and affordable storage and shelving, Way Basics is where you should start your search. They specialize in storage cubes and they take the humanitarian and environmentalist approach to doing business.
urban outfitters
They may seem like a strange addition to this list, but Urban Outfitters--the paragon of urban hipsterdom--has a surprisingly great selection of modular furniture items in their online shop. They do an excellent job of fusing vintage style with modern function.  

Preparing to buy a home is a long and stressful process for many. You’ve spent months, or even years, saving for a down payment, planning your future, and building your credit to ensure you get the best possible interest rate on your loan.

Then you find out, when getting preapproved for a mortgage, that your credit score dropped by a few points. So, what gives?

There’s a lot to understand about how credit scores affect mortgages and vice versa. In today’s post, I’m going to attempt to cover everything you need to know about how applying for a mortgage can affect your credit score so you’ll be prepared when it comes time to buy a home.

Prequalification, preapproval, and credit checks

There are a lot of misconceptions about what it means to be preapproved or prequalified for a loan. Some of it is due to the jargon that is used in real estate transactions, and some of it is just a marketing technique on the part of lenders.

So, what does it mean to be prequalified and preapproved?

The short version is that getting prequalified is a quick and easy process to determine whether you’re eligible to lend to and how much you’re likely to receive. It involves a quick review of your finances, and often includes either a self-reported or soft credit inquiry.

A “soft inquiry” is the type of credit check that employers typically use for a background check. It doesn’t affect your credit score, as you are not applying to open a new line of credit. In fact, many lenders’ process for prequalification is a simple online form that doesn’t even require a credit check. We’ll talk more about the difference between soft inquiries and hard inquiries later.

The simplicity of prequalification makes it a simple and easy way to get started. But, it isn’t always accurate in how well it predicts the type of mortgage and loan amount you can receive. That’s where preapproval comes in.

When you get preapproved for a loan you fill out an official application (you often have to pay for these). This will request documentation for your finances and assets, and will ask your approval to run a detailed credit report.


These credit reports are considered “hard inquiries” and are a vital step in getting approved or preapproved for a mortgage. However, they also, at least temporarily, lower your credit score.

Why hard inquiries lower your credit score

When any creditor, be it a bank or credit card company, is determining whether to lend to you, they want to know that you are a safe investment. To determine this, they want to know how frequently you pay your bills on time, how much you owe to other creditors, and how financially stable you are right now.

When you make multiple inquiries in a short period of time, it’s a red flag to lenders that you might be in trouble financially. Thus, hard inquiries will lower your credit score for 1 to 2 months.

Applying to multiple lenders: the silver lining

When borrowers apply for a mortgage, they often shop around and apply to multiple lenders. While it may seem that all of these hard inquiries will add up and drastically lower their credit score, this isn’t the case.

Credit bureaus take into account the source of the inquiries. If they realize that you are applying for mortgages, they will typically recognize this as rate shopping and group these applications together on your credit report, counting them only as a single inquiry. This means your score shouldn’t drop multiple times for multiple mortgage preapprovals that were made within a small time frame.

Now that you know more about how mortgage applications affect your credit score, you can confidently shop around for the best mortgage for you and your family.




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